How to refer
  • Open Paytm App and click on ‘Refer and Earn’ banner at the bottom of homepage.
  • Click on ‘Refer via Whatsapp’ and share your referral link with your friends.
  • Ask your friends to click on your referral link and complete their first money transfer (Min Rs 1) to any number using Paytm UPI within 7 days of signing up on Paytm.